网购弊处总结

网购弊处总结 第一篇

My mom and dad used to go shopping with me, but by chance I had my own shopping experience.

Once, the family did not melon seeds, and mother took twenty yuan to me, said: _you go to the children's supermarket to help her mother to buy bags of melon seeds, and the rest of the money you want to buy what to buy. _. Pay attention to safety!_ I said to my mother, _promise to finish the job. _!_ Take the money, can not wait to go downstairs.

I walk proudly on the road. The air is very fresh and the weather is very cool. I thought to myself, _I can go shopping at last, but this has never happened before. _. The birds seemed to give me the accompaniment, the wind was blowing, as if to say: _must be completed. _ Very soon to the children's supermarket. Here, the first floor is selling food and beverage, and the two floor is mainly for daily necessities and stationery. I started looking for melon seeds on the first floor, but I didn't find it for two times, so I had to go upstairs and buy what I wanted. I picked a beautiful pen, picked another book, and found the melon seeds my mother wanted on the next floor. I calculate, money still has surplus, go to beverage area again picked a bottle to like to drink drink. At the checkout counter, auntie

Ask me: _what is the membership card number?_ _二七四三. _ I blurted out, thought: this can not beat me, I would recite can recite fluently from memory. Having finished the account, I took my things and left happily.

I returned home safe and sound and handed the seeds to my mother. My mother praised me for being able, and I was very happy!

网购弊处总结 第二篇

Alone with the advance of society more and more people tend to online shopping instead of going outside to shop. There is a certainty that online shopping will be gradually a mon lifestyle as time rolls by. Surely, just as every coin has two sides, online shopping es with strengths and weaknesses.

On one side, when customers are longing to get one thing which is hard to be discovered in reality but easy to be searched on the Internet only with a click, they may choose online shopping without hesitating. On the other side, for retailers, online shopping make their products to be known by some people lived in the remote places. In a word, to a large extent, online shopping has bee a vital convenience in our daily life. However, we cannot ignore the weakness of online shopping. As you see, nowadays a lot of people are tempted by the fascinating appearance of products, which bring about damned unsatisfactory. Additionally, no one could insure a pletely secure process of transport. And usually, conflict between retailers and customers occurs when products are damaged. What' s more, it' s highly risky to trade on the Internet especially when one' s puter is invaded by virus.

From my point of view, online shopping should be accepted appropriately by people. For one thing, it is the product of social development, and as more and more people purchase in this way, those who stick-in-the-mud will fall behind the public. For another thing, people should take good care of the credit-card or the deposit-card they use to start online shopping. Last but not least, the government are supposed to work to optimize the network environment.

I hope you have a good luck and enjoy the online shopping pleasure!

网购弊处总结 第三篇

Now many of my classmates like to surf the Internet in their free time. I think Internet can bring us both advantages and disadvantages.

For example，if I have some trouble studying，I can surf the internet to find more helpful information. And I can make more friends on it. Some of my classmates say they feel happy when they talk with more friends with many similar hobbies. However, Internet can make some problems at the same time. If you spend too much time on it,

you will becaome lazy and can't put your heart on study. It will be even worse if you feel you can't live without Internet. So we must be careful when we use the Internet.

翻译：现在，我的很多同学都喜欢在闲暇的时间里上网，我认为网络既给我们带来了好处，又有不好的地方。

例如，如果我在学习上又困难，我就能上网搜索一些有帮助的信息。并且我还能够在网上交到更多的朋友。我有一些同学说，当他们找到了一些拥有相当兴趣的.朋友来聊天时，会觉得开心。然而，网络同时也会造成一些问题。如果你花太多时间在上面，你就会变懒而且不能够专心学习。如果你觉得你的生活已经离不开它了那就更糟了所以，当我们在使用网络的时候一定要小心。

网购弊处总结 第四篇

I think it is necessary for a university student to have a correct idea of consumption.

First, consumption according to our own needs, but also to suit our needs.

Second, consumption should be independent, not to repeat word for word what others say, do not follow the crowd, what head.

Third, consumption should be coordinated, not only heavy material consumption and ignore the spiritual consumption.

Fourth, consumer spending should be with their income to adapt and moderate consumption.

At last, we need to avoid the blindness and rational consumption.

If we do that, we will have a correct view of consumption.

网购弊处总结 第五篇

With the popularity of the Internet, more and more people do shopping online. Without going out of their home, they may look for whatever items they want and pay online only by clicking the mouser. A couple of days later, the goods they buy online will be delivered at their front door.

As for this new phenomenon, people have different ideas about it. Some think that doing shopping online is time- and energy-saving. People can buy anything at anytime they like without a computer hooked onto the Internet. They may say good-bye to the exhausting journey of searching. While others believe that they cannot touch, smell, or taste what they want. They don't feel certain about their choice. Besides, they doubt whether the companies will deliver the right items at right time to a right place.

In my opinion, shopping online is convenient indeed. But we should be very careful when we decide which item to buy and with company is trustworthy.

Additionally, we should guard against the hackers who intend to steal our account passwords.

网购弊处总结 第六篇

The usage of Internet becomes one of the most controversial topics in the society. As a college student, I believe Internet is beneficial to me more than the way it harms me. There are many advantages for using Internet.

First, I can best use my time to find information online instead of going to different libraries. Also, the information can be dated back in decades ago. It is very helpful to use those information as reference and historical proof. In the library, it is hard to find so much _old_ information. Another advantage to use Internet is that I can stay home and have a lecture online. It is much more convenience to me because I can stay warm to have class in the winter time instead of spending two hours on the bus and physically attend class. In addition, Internet provides me a better way to communicate with my friends and professors. I can get response from my professor in a few minutes instead of waiting outside of his door for hours. Some of my friends are living in a foreign countries, I can simply just drop him an email whenever I can and get a message from him very quick. It is much better than waiting for letters. Also, the email will not lose while the letter might be losing in the process of delivery.

However, there are also disadvantage of using Internet. For example, I might spend too much time on the Internet to concentrate on my study. Also, there is a chance that I am cheated because of the Internet purchasing. Last, Internet has lots of information, both helpful and harmful. There might be too much tempatation that I will access some of the harmful information I can on the Internet.

Even though the usage of Internet has both positive and negative effect to me, I still consider Internet is a symbol of technology development. I believe I can use the Internet very well as long as I know how to control myself.

网购弊处总结 第七篇

This morning, I got up, and ran to the balcony, breathing the fresh air, enjoy the sunshine, then, and father, mother take the free bus to Carrefour, Carrefour shopping, to have the Spring Festival special purchases for the Spring Festival.

Carrefour Plaza to the car, I follow mom and dad left and right down the elevator, dad said, wow! It is the basement of the square, we get the car started shopping mall. Carrefour is something really have everything that one expects to find, first of all, I bought a bottle of Jay Chou on behalf of the tea flavor of tea, 二. 六 yuan for my own, I watched all want to drink, my mother bought a leather front row 二一. 一 yuan, 二八 yuan and St skeleton, onions and lettuce 二. 六 yuan 五. 六 yuan st and so on, we have a three are 三九. 九 Yuan love happy, my father bought a bag of sweets and snacks, we get the check, the total price of 四三七. 八 yuan, I paid 四五零 yuan, 一二. 二 yuan back, we went home by bus.

Back home my father taught me how to do the planning, accounting, calculation of spending, balance the housekeeper of common sense, today, I'm really happy, I not only buy tea tea and pistachio themselves like snacks, but also learn some knowledge of life, but also to eat my mother do Hamburg, delicious.

网购弊处总结 第八篇

In current society, shopping on the Interent isbecoming more and more popular. It has many advantages and disadvartages.

Advantages: shopping on the Internetis convient and faster for customers. They can stay at home looking for the items, they need or like through the Internetwhich supplies a variety of products.

People neednt to go shopping in stores. Then it can reduce cars amount on the road. So it also can reduce pollution of the gas. Its unpollution and reduce energy.

Disadavantages: customers can buy false production. People will be demaged and have many bussniss also demaged.

So we shopping on the Internetshould notice the production. And we should avoid the false production on the Internet.

网购弊处总结 第九篇

本次调研活动以大学生消费观念为主题，主要从生活开支及来源，生活费剩余，消费结构，网上消费，消费观念四个方面对华东理工大学奉贤区的大学生们进行了调研，致力于帮助同学们认识自己的消费现状，探究出现经济问题的本质原因，并针对相关原因提出可行度高的科学性建议。力争在我们调查报告的协助下，同学们可以树立正确的消费观和价值观，合理安排自己的经济消费，拥有更舒适的生活。

一、大学生消费的特点

大学生作为社会消费的一个特殊群体，有着不同于社会其他消费群体的消费心理和行为。据调查，我们可以清醒的看出大学生消费存在着以下特点。

一、 消费观念复杂，感性消费占优势

大学生没有经济来源，经济独立性差，消费没有基础，经济的非独立性决定了大学生自主消费经验少，不能理性地对消费价值与成本进行衡量。大学生没有形成完整的，稳定的消费观念，自控能力不强，多数消费都是受媒体宣传诱导或是受身边同学影响而产生的随机消费，冲动消费。这也正是大学生消费示范效应的结果。据调查目前在校大学生中有三零%拥有手机但对手机的消费存在着很大的盲目性。拥有手机的大学生中，一部分有通信的需要，且家庭经济条件允许;另一部分有通信需要，但是家庭经济条件负担不起的情况下“趋前”消费;还有一部分是既无通信需要又无家庭经济条件负担的“奢侈”消费。而“奢侈”消费则是由大学生消费的示范效应，攀比心理导致的。

二、 学生对品牌的忠诚度很高

大学生消费在一定程度上会相信自己的真实体验，如果使用某种品牌产品产生好的体验，就会坚持使用，从而逐步形成固定偏好，最终形成使用习惯，保持对此产品良好的忠诚度。比如洗发水，感性认识上的气味清香，质量好，效果明显，都会促使他们继续使用下去。

三、 消费倾向多样化

二一世纪是物质生活与精神生活日益丰富的时代，当代的大学生们已不再满足于宿舍、教室、图书馆三点一线的单调生活。娱乐、运动、手机、电脑以及新型的IT产品都成了大学生消费的热点。大学生的消费已呈现明显的多元化趋势。如果经济条件允许，大部分学生会去旅游，去歌厅、酒吧消费，或是购买电脑，手机、MP三，反映出大学生具有走出校园、融入社会、拥有高质量生活的渴望。

二、大学生消费的结构和层次分析

大学生的钱“从哪里来，到哪里去? ” 通过调查发现，在生活费来源方面, 有七五%的同学依靠父母，一三%的同学依靠贷款，八%的同学获得了奖学金，九%的同学通过打工补贴日常开销，另有一%的同学还需减免学费。由此可见, 同学们主要的经济来源是父母，但来源趋向于多元化。但生活费不包括学杂费和住宿费等，要是这个“大头”加上去，来自父母的比例将更高，可以这么说，大学生基本上还是以一个纯消费者的身份出现在社会的舞台上。

对于大学生的消费去向问题，调查表明大学生的生活费主要用于衣食住行，消费金额较大的比如手机、电脑、各类培训并不含在其中。而手机已成为大学生主要消费品，这从下面分析中可以看出。

手机已经成为现代人必不可少的交流工具，高校学生是手机使用普及率最高的人群之一。调查表明，烟台大学有的大学生拥有手机，年级越高，手机的普及率也越高，如大一刚入校仅有六%的学生拥有手机，而大四学生中拥有手机者已经高达八二%，远远高于社会群体手机平均拥有率。约有八三%的大四学生明确表示，购买手机主要是为了方便找工作。虽然手机的主要功能是通话，但大学生们使用最多的是短消息功能。在选择手机时，他们认为价格在一零零零元至一八零零元之间的手机最受青睐。

因此，大学生消费结构呈现出类似于正立锥形的结构。家庭比较富裕的同学位于锥形的上端，他们拥有电脑、名牌手机等贵重物品;家庭贫寒的同学则处于锥形的下端，他们往往要靠勤工助学或贷款来维持大学正常生活;其他同学则位于锥形的中间，他们衣食无忧，生活水平居中。同时，从以上的分析可以清醒的看出，从锥形的上端到锥形的下端依次降低，这也鲜明的体现了大学生消费的层次性。

三、大学生消费对家庭和社会的影响

大学生消费直接影响着家庭。作为一个纯消费者，平均每年约一万元的费用对于一个家庭来说，可谓是重中之重了。就拿普通家庭三口人来说，满足一个大学生一年的消费将花去家庭收入的大部分，特别对于农村的家庭而言，更甚。虽然由于经济的发展，农村和城市居民的收入都得到了相应的提高，生活水平得到改善，家庭用于大学生消费的比重普遍下降，但下降缓慢且比重之大已经是某些家庭所难以承受的。一个大学生的消费占到城市家庭收入的四五%左右，特别是农村，可占到八零%~九零%。无疑，目前大学生的消费已经给学生及其家庭造成了很大的经济压力，特别一些贫困家庭，在调查中我发现，三高校各有二零%的同学需要通过申请助学贷款来完成大学四年的学业，他们连自己的生活都难以保证，更不用说这近万元的费用了。由于山东省经济算中等发达，其居民收入水平比大学生家庭的收入水平还要低一些。所以实际比重可能比这个数目还要偏高一些，影响可谓深远。

大学生的消费特点和消费行为决定了大学生消费的'影响不只局限于家庭，市场上的很多消费都与大学生息息相关，大学生消费已直接影响着整个消费市场和国民经济。目前，大学生消费市场已经形成，这是高等教育发展的结果，也是社会主义市场经济发展的必要。它已经成为我国社会主义市场经济的一个有机组成部分，随着社会的发展，高等教育的普及，它将会发挥更大的作用。

四、有关大学生消费的几点建议

大学生消费不仅仅关系到自己、学校，而且还是关系到整个社会的问题。现从个人、学校、社会三方面对大学生消费提出几点建议。

(一)对于大学生而言，要树立自己合理的消费观念，要理智地对待自己的消费。作为一个纯消费者，大学生经济来源大多靠家庭，所以自己的消费要考虑到家庭的经济状况，父母的承受能力，还要有自制能力，不能盲目地陷入感性消费的误区。如今有的学生消费上大手大脚，还有沉迷于盲目消费中，比如最近许多大学生沉迷于网络游戏，这将大大增加自己的消费负担，更重要的是大学生也会在盲目的消费中迷失自己，以至影响到自己的学业。另外，大学生也要具有消费者的维权意识，进入大学，已经开始慢慢地融入社会，社会中欺骗消费者的各种不法行为屡禁不止，面对纷繁复杂的社会，大学生要学会维护自己的合法权利。

(二)学校应加强对学生消费观念培养。事实求是，高校思想政治教育对学生消费观教育还没有形成足够的重视。对大学生消费心理和行为研究不足 “两课”教学中对大学生消费观的教育指导不够。由于对大学生的消费心理和行为了解不够全面和客观以及课程设置等因素，与人生观、劳动观、金钱观、国情观等重要思想观念紧密相关的消费观的专题教育在思想品德修养课中没有充分开展，从而也难以达到真正的指导目的。

(三)对于社会而言，要积极开拓大学生消费市场，从产品的种类、价格、服务多方面满足不同经济条件大学生的需求，同时要规范市场秩序，为大学生确立一个公正的市场环境让其消费。无论从哪方面讲,大学生的消费市场已不再是可有可无的了，它已严重影响着高校周围地区经济的发展。

(四)对大学生来说还应加强合理储蓄的观念。诺贝尔经济学奖得主罗伯特清崎曾经说过：“理财与你挣了多少钱没关系，它是测算你能留住多少钱以及能让这些钱为你工作多久的能力。”在调查时，当问及对理财的认识时，很多同学表示陌生。当问及一学期结束后经济情况如何时，大部分同学都坦然承认自己的消费已经超出计划范围，甚至有些同学还需要向别人借回家的路费，略有剩余的同学也想着如何把剩余的钱花完，只有极个别同学有储蓄的意识。

结束语

大学生是一个特殊的社会群体，有着自己特殊的消费观念和消费行为，一方面，他们有着旺盛的消费需求，另一方面，他们尚未获得经济上的独立，消费受到很大的制约。消费观念的超前和消费实力的滞后，使得大学生消费呈现出不同一般的发展，大学生消费受到方方面面的影响，也会影响着方方面面。对于成长中的大学生,其世界观、人生观、价值观正处于定型阶段，极易受家长、教师、同学及社会其它成员的影响,具有较强的可塑性。因而,如何引导当代大学生树立正确的、健康的消费观念是摆在大家面前的一个难题。同样大学生消费市场随着经济的发展，高校的大规模扩招而越来越显示出它的重要性，大学生市场是一个规模和潜力都很巨大的市场，如何规范并合理的发展这样一个市场也是摆在我们大家面前一个刻不容缓的问题。只有在学生、家庭、学校和社会的共同关注和共同努力下，大学生消费才会一路走上。

网购弊处总结 第一零篇

Nowadays, can we find a person who has not experienced online shopping? Definitely not. Online shopping is coming intofashion in most of cities due to the rapid development of internet technology.

Online shopping is welcomed by most people due tovarious reasons. From the perspective of consumer, it can save some time forpeople who don' t have much spare time. Just click the mouse, they can get whatever they want while staying at home. For the retailers, it can cut some costs for those who don' t have much circulating funds. They don' t have to renta house and spend money on employees compared with the traditional trade mode. However, there are still some defects in online shopping. First, face to face deal makes online shopping less reliable and trustworthy. Second, people willlose the fun of bargain.

It is undeniable that shopping on the internet has become an irresistible trend in modern society. It' s of great urgency thatwe need to regulate the relative laws in accordance with the rapid growth ofonline shopping. Only in this way can we enjoy the pleasure and convenience of online shopping without the concern of being treated.

网购弊处总结 第一一篇

With the development of the Internet and the popularization of puters, shopping on the Internet has bee a monplace in our life. Here consumers can buy almost everything they need.

Shopping on the Internet has a lot of advantages, of which the most important is perhaps its convenience. People don't have to waste a lot of their energy and precious time to go from one shop to another to choose the modities they like.

This is especially desirable to the old, the sick and the busy people who cannot go to the shops in person. The goods e in all shapes, sizes and colors on the Internet. All they need to do is to sit in front of their puters and click the mouses. The modities they order will be delivered to them promptly.

However, shopping on the Internet also has its disadvantages. The first disadvantage is that the consumers can't see the goods or try them on personally. Sometimes, the real goods may not be the same as what they have seen on the puter.

The second disadvantage is that some shops on the Internet are not registered. They will never deliver anything to you after they get the money from you. Once cheated, you will find that you have nowhere to go to plain.

网购弊处总结 第一二篇

With advent of the Internet, a brand-new shopping style gradually comes into people's life. That is so-called on-line shopping, which has gained great popularity among more and more web users. Just as shown in the picture, the young lady is shopping merrily on line. Shopping on line does offer people great convenience, though there is still a great number of people who are filled with worries about on-line shopping.

Like many new things, online shopping has its advantages and disadvantages.

The biggest advantage of shopping online is convenience. You order a commodity you want and it will be delivered to you at door next day.

Another advantage is economic. You can gain access to bargains on the web shops and enjoy all sorts of discounts. However, there are still risks in online shopping. Entering the card details on the Internet is not completely safe and some of the products you purchase online may fall short of your expectation. Shopping on the internet has become an irresistible trend in modern society. With the rapid growth of online shopping, it is of great urgency that relative laws should be formulated to ensure the security of online shopping.

Here are two pieces of advice for online buyers. When shopping online, be sure to choose secure and credible websites and read the privacy and security policies before making any purchases. When paying, use the third party services to so that personal details should not be revealed. Only in this way can we enjoy the pleasure and convenience of online shopping without the concern of being treated. 。

网购弊处总结 第一三篇

The quick and easy access to the I comfort and convenience to ourdaily life, and a growing number of people today prefer to do their purchase on line rather thanleave for the real shops.

Despite its obvious advantages, online shopping can also be a recipe for _troubles_. In thefirst place, you can never have a real contact with the stuff you want to buy you do in a real shop. Thus, occasions are not rare when buy something that doesnot really fit you or suit you. What' s more, if you are not lucky enough, you are likely to betrusted into the hands of some dishonest sellers, bringing home fake goods.

In my perspective, we should first develop a better sense of judgment whiledoing onlineshopping, and at the same time, more supervision systems are supposed to be built to ensurea more reliable andpleasant onlineshopping environment.

With the help of the Internet, shopping is not a difficult job. Just click your mouse to choose the article you like, and the shopping is finished. You needn't step out of the room.

It seems easy and quick. But there's always a trap(陷阱)online. If you are careless, it will bring you some trouble. You may find the color of the article is different from what you want, or the size is either too small or too big. If you want to be different, you'd better not buyclothes online. Once you put on the clothes youbought onlineand go out, you will find many people wear the same clothes in the street.

So you must be careful, because everything has two sides.

网购弊处总结 第一四篇

Nowadays, shopping on the Internet, or shopping online, is being more and more popular. More and more people are using the internet to buy somethings. Why do people use the internet to shop?Some people say that it is more convenient. They can just stay at home and shop for anythings that they want at any time, day or night.

If you want to buy something on the internet, you need a credit card. You have to type you credit card number and information on the web site and send it to the store over internet. But you should pay attention to because every thing has two point, shopping online has advantages and disadvantages.

网购弊处总结 第一五篇

Online shopping With the development of technology, online shopping has become popular in people' s life. As many of us might have witnessed, more people are buying products through the Internet. It tends to be a common phenomenon.

Undoubtedly, online shopping has brought us many conveniences. Different people hold the different ideas according to this phenomenon. The majority of people believe that online shopping is not only convenient but also helpful for people as a new shopping way. On the one hand, online shopping doesn' t need you to pour a lot of time and energy into buying things. If you go shopping in this way, you will spend a few minutes choosing the things that you need online instead of going out.

Moreover, online shopping doesn' t need us to get the things in person. On the other hand, online stores can provide various goods to satisfy our endless need. Besides, we can save much money by online shopping.

From above, we can know that online shopping has good effect on our life, but every coin has two sides. Some people hold the opposite ideas. First, for example, we maybe buy something wrong online because we don' t take much notice of the quality of the goods. Second, there are many swindlers who cheat us out of money by opening a fake online store.

As far as I am concerned, shopping online is an irreversible trend. More and more people will be accustomed to it. It will be much more popular in the near future. Although shopping online is a good way in shopping, we also need to reflect on when we buy things in this way.

网购弊处总结 第一六篇

Nowadays with the ever rapid development and increasing popularity of the information technology, shopping on the internet has been a fashion especially among the shopping has made our daily life more convenient and comfortable. For example, shopping on the internet can save students a great deal of time on the way between home and store, so they would be able to concentrate more time and energy on their academic work. The internet has shorten the distance between manufacturers and consumers and thus we can even buy goods in other countries.

On the other hand, lack of the face to face deal makes online shopping less reliable and trustworthy. What' s more the delivery will increase the risk of items' damage. In my opinion, shopping on the internet is a irreversible trend. More and more people will be accustomed to it. It will be much more popular in the near future. And at the same time we should take some measures to make it perfect.

网购弊处总结 第一七篇

在现代企业的日常经营活动中网络已经成为了不可缺少的一部分，而电子商务作为网络时代下新兴的商务模式不仅仅改变了整个市场同时也对企业的管理方式、贸易方式等产生了巨大的影响，这使得企业的商务模式较以往发生了巨大的变革[一]。作为企业日常管理的重要组成部分财务管理无疑发挥着至关重要的作用，若要让企业的竞争力得到提升就必须让财务管理迎合电子商务的特点并以此为导向对其进行创新，以此来推动企业的发展，让企业达到更高的层次。

一、电子商务对财务管理环境的影响

在电子商务的作用下使得企业财务管理环境发生了极大的变化，主要表现如下：

(一)个性化生产占据主导地位。以往大众市场经济活动较为突出，这使得企业过于强调内部资源集中化并通过扩大生产规模的方式来占据市场空间。而在网络信息时代下受到电子商务的影响，大众化市场已经逐渐退化，与此同时消费者的要求也变得越来越多样化，这就需要企业通过提升自身应对市场的灵敏度，通过个性化产品去占据市场份额。

(二)信息化竞争占据主导地位。目前信息知识掌握已经成为了企业提升竞争能力的核心因素之一。在大量信息流动的情况下企业要保证自身能够准确地捕捉并给予正确的判断，通过掌握信息来深层次地了解市场动态以及产品动态从而获取较为可靠的客户需求信息，以此在市场占据一席之地。

(三)企业联盟占据主导地位。在市场开放程度不断提升的过程中我国企业所面临的不仅仅是“本土对手”，同时也受到了发达国家的国际企业挑战，这也将企业竞争从区域化推至了全球化，这也促进了企业联盟的产生[二]。

二、电子商务对于企业财务管理的影响分析

在上述环境发生变革的情况下自然也给实际中的财务管理带来了影响，主要表现为以下几个方面：

(一)集中式财务管理愈来愈受到重视。电子商务将客户、销售、产品等资源进行了统一性的整合，在电子商务不断展开的过程中让企业经营不再受到时空束缚，但这种情况下也同样使得企业开始过于依赖客户、合作人等虚拟企业，在企业运营过程中需要对信息进行全局化掌握，这就给予了集中式财务管理有利的运作条件。通过集中式运作方式可让企业迅速对集中资金进行调配，同时企业管理层可对财务信息进行高效查询，以此来达到有效监督目的。同时集中式财务管理可加强资源配置以及资源整合，从一定幅度上降低了企业运作成本。

(二)动态财务管理愈来愈普遍。在以往的企业财务管理当中主要是以静态财务管理为主，而静态管理的基础则依托于相关会计资料以及部门资料。在信息化时代下以网络技术为铺垫可对企业日常活动乃至细微环节实施动态监控，这就让静态财务管理逐渐转变成了动态化财务管理。在动态化财务管理作用下企业的相关业务可迅速反映成会计信息，这种实时信息无疑更具有潜在商业价值，同时对这些信息进行综合性处理后便能够立马得到财务报告。另外企业可与网上银行进行关联，可借助网上银行平台对银行资金信息等进行立即性查询。通过上述动态性财务管理让企业具备了更为可靠的风险管理能力，同时根据风险漏洞企业可迅速作出针对性决策，让企业运营的安全性得到了极大的提升。

(三)协同化财务管理影响范围不断扩充。在电子商务的导向作用下让企业财务管理活动与业务活动实现了同步从而推动了协同化财务管理的进行。协同化财务管理不仅仅包含了日常财务管理互动同时将企业财务管理与业务开展以及供应链沟通进行了有效的整合，在此基础上与社会部门也产生了一定的协同作用。协同化财务管理过程中只要有业务产生必然会生成相关财务信息，同时所得到的信息可进行立即性处理并有效地反馈至业务系统，还能够产生协同管理信息。在上述作用下便可以让企业对财务活动以及业务活动的时间差进行有效的把握，防止财务滞后于业务，保证了两者的平衡，这种协调性发展对于企业实现长期战略目标有着重要的促进作用。

(四)提升了财务管理活动的便捷性。基于电子商务的企业财务管理推动了线上交易形成，同时也实现了财务管理可在线进行，这大大地提升了财务管理的便捷性。通过在线平台财务管理人员可立即对相关信息在网上做出匹配反应并借助网络部署活动以及发布相关信息。

三、结语

电子商务在全球的不断推广给企业带来了新的商机与新的挑战，这也促使了财务管理的变革，如今财务管理正向着集中化、动态化、协同化、在线化以及便捷化方向发展，在这种形势导向下财务管理将达到更高的高度从而促进企业能够更好地实现战略目标，促进企业稳步发展。

网购弊处总结 第一八篇

With the development of the e-commerce, more and more people intent to do the shopping online. There are many advantages of online shopping, yet there are some disadvantages too.

随着电子商务的发展， 网络购物变得越来越流行。网络购物有很多优点， 然而也有不少缺点。

On the one hand, the online shopping are very convenient. Unlike the physical stores, there is no limit of time for you to do the shopping online. And you can find anything in the online store, some of which you may hardly buy at the local. And also, the price is relatively transparent, you can choose the affordable one to buy.

一方面， 网络购物非常方便。不像实体店， 网络购物对你来说没有任何时间限制。而且你可以在网店找到任何东西， 有些还是你在当地很难买到的东西。并且， 价格也相对透明， 你可以选择实惠的.商品来买。

On the other hand, since the goods are only presented by the pictures and descriptions, it is hard to tell its reality, so you might have bought something you don' t like, or even the fake one. Of course you can ask for the after service, but it will increase your cost of the time. And the advertisements on the online shops may make you spend much more money on online shopping without being conscious.

另一方面， 由于商品只是通过图片和描述展示， 很难断定其真实性， 所以你很可能买到你其实不喜欢的商品， 甚至是假货。当然你可以申请售后服务， 但是也会增加你的时间成本。还有网店上的广告可能会让你神不知鬼不觉的多花了好多钱在网络购物上。

Anyway, the online shopping makes the shopping easier, but please do it with rationality.

总之， 网络购物让购物变得更加简单， 但是请理智进行。

网购弊处总结 第一九篇

Today, people count on the high-tech products so much, we can see no matter where we are, we could find people low down their hands, playing their cellphones.

About two years ago, it is very popular that people shopping online, now as the function of cellphone has been highly developed, people can use their cellphone to shop online. As shopping online is so convenient, more and more people like to buy things online, especially the men, because they don' t like to go out, now the Internet can help them shop in a quick way. The things online are various, people can search what they want and pare with the price, they can buy the products they want.

Shopping online is the new way for people to purchase, in the future, it will be more and more popular. The Internet provides people' s life.

网购弊处总结 第二零篇

Online shopping is becoming more and more popular for a number of reasons: prices are often lower online, we don't have to queue up in busy shops and we can buy almost any products imaginable with just a few clicks of our mouse. All these above are advantages of shoppiing on line, there are still some disadvantages of it, like some clothes we can't try them on, we don't know exactly about the size and color, so we can't choose them correctly. Also, there are fake and low qulity goods on line, so we can't avoid some time.

In the past, a lot of people were reluctant to shop online. Many were worried about the security of entering their card details on the internet and the reliability of the internet, but as shopping online has become more widespread, these worries have begun to disappear.

网购弊处总结 第二一篇

Online shopping is popular nowadays.

It is easy, fast and convenient. Take JD for an example. I place an order in the morning, it reaches the destination in the afternoon. Online shopping saves time and money on transportation. But it also has some disadvantages. We will have to provide our address, telephone number and even bank account with the online shop owners.

In other word, we may expose ourselves to unknown dangers. So the only way is to be cautious to online shopping. Choose the reliable online shop owners with good reputations only.

网购弊处总结 第二二篇

With the development of the Internet and the popularization of puter, shopping online is normal and even necessary in our life. As many of us might have witnessed, more individuals do the shopping on the Internet. Shopping on the Internet has been a fashion especially among the youngsters.

Undoubtedly, online shopping has made our everyday life more convenient and fortable.

Firstly, the types of the modities can bedazzle you. Online products range from small items such as garments and books to bulk merchandise, for instance, the puters. Therefore, individuals can buy almost everything on the Internet. Beyond that, With the online tools that facilitate products parison. Consumers can contrast products prices and features to make a better decision and get the goods at a lower price.

However, for another, its potential dangers to the consumers could not be ignored. First, the Internet is visual and we can only see the goods rather than touch them, which let us have false views and make wrong decisions.

Moreover, if consumers do not pay attention to the confidence level of online stores, they might get cheated. Consumers may also lose their private information during online shopping.

In my opinion, shopping on the internet is an irreversible tide. More and more consumers will be accustomed to it. In addition, it will be much more popular in the near future. So at the same time it is urgency to regulate the relevant laws according to the rapid growth of online shopping.

Only in this way, can we enjoy the pleasure and convenience of online shopping without concern of being treated.

网购弊处总结 第二三篇

Now, online shopping have become a fashion. To this online shopping, it has many advantages. but it also has many disadvantages.

Many advantages: online shopping is very convenient to everyone. people can save a lot of time to do other thing and not necessary to waste a lot of time to go shopping at market.

Many disadvantages: we buy some things at online, but we buy things have many quality very bad and have many things is useless. so online shopping is vety not good.

To this online shopping question. I also have many suggests. I think we should cautious to buy a lot of things. To we buy some things and we should watch some estimates if have mang good estimates and less bad estimates. we can buy this thing. Only in this way, we can buy many useful things.

网购弊处总结 第二四篇

With the rapid development of science and technology, living standards have been improved. For this, I believe most of people have a rather acute sense of the change of shopping style. In fact, many people have already bought something that they like by online shopping.

As a new shopping way, online shopping is not only convenient but also helpful for people. Why do I think so?On the one hand, online shopping doesn' t need you to pour a lot of time and energy into buying things. If you go shopping in this way, you will spend a few minutes in choosing the things that you need online instead of going out. Nowdays, we are busy studying as well as working, so that we have less time to go out for shopping. Moreover, online

shopping doesn' t need us to get the things in person. On the other hand, online stores can provide various goods to satisfy our endless need. Besides, we can save much money by online shopping.

From above, we can know that online shopping has good effect on our life, but every coin has two sides. Online shopping also has shortcoming. For example, we maybe buy something wrong online because we don' t take much notice of the quality of the goods. And there are many swindlers who cheat us out of money by opening a fake online store.

In a word, although online shopping is a good way in shopping, we also need to reflect on when we buy things in this way.

网购弊处总结 第二五篇

Recently, we often show that shopping online is better than in store, but is this really the case? Actually, there is no consensus of opinions among people as to the view of shopping online is better than traditional shopping. Some people consider that online shopping will replace the mall shopping, stores will disappear in the future, while others argue that stores would unlikely to be disappeared, it has its own advantages.

Most people shopping online because it is very convenient, there is no need to go out, just click the mouse gently, they can buy the goods they want. In addition, goods online are cheaper than entity shop that buyers can save a lot of money. But even the coin has two sides. Online shopping also has advantages and disadvantages. In recent years, we see a lot of news about online cheating, and many buyers complain about poor quality of the goods, which is different with the description.

However, the situation above is rare in traditional shopping store, because the guest can communicate with the seller face to face. Buyers can also see goods intuitively. But the traditional shopping does not convenience as well as online shopping, for example, if people meet a traffic jam on the way to the shopping which will affect the happy mood of shopping.

To sum up, online shopping and traditional shopping has their own advantages and disadvantages. They can exist together, in recent period of time, online shopping will not replace traditional shopping.

网购弊处总结 第二六篇

Online shopping become young customers favorite nowadays. Online shopping platform such as Taobao, Ebay develop rapidly. However, several problems have appeared through the developing process.

The price of products is usually much cheaper than traditional shopping because producer can sell their products directly to customers without court rent or pay for shop assistents. Customers can also save much time by clicking the mouse and writing for their goods at home. While customers can merely obtain information by reading and watching photographs online, so risks for cheating or misleading do exist, and when these negative issues happens, it is not conveniet to change the things.

It is apparent that online-shopping have many advantages, while customers should also pay attention on dishonest advertisements and announcements.

网购弊处总结 第二七篇

Recently, there is a heat debate about on-line shopping is good or not. Everyone has his own idea. For me, I would love to buying things from internet.

There are lots of advantages of on-line shopping. Firstly, you can enjoy the convenience of on-line shopping: surf the internet and order your things easily. Secondly, you can search as much information as you can which normal couldn't do. What's more, lots of people love to pursue the fashion and then they choose on-line shopping.

But there is another voice: _The virtual is dishonest, it is not safe to do business through the internet. _

In my view, on-line shopping's advantage outweights its disadvantage. With the development of network technology and human moral, our trade through the internet will be more safe.

网购弊处总结 第二八篇

Shopping on the Internet, is being more and more popular. More and more people are using the internet to buy something. Some people say that it is more convenient. They can just stay at home and shop for anything that they want at any time, day or night. If you want to buy something on the internet, you need a credit card. You have to type you credit card number and information on the web site and send it to the store over internet. But you can not see the goods to enjoy with friends and shopping.

购物在互联网上, 正受到越来越多的.青睐。越来越多的人使用互联网来买东西。有人说, 它是更方便, 他们可以呆在家里买商店的东西, 他们可在任何时间, 白天或晚上。如果你想在互联网上买东西, 你需要一张信用卡。你要在网站上输入您的信用卡号码和信息, 并将其发送到存储在互联网。但是你不能看货, 享受与朋友和购物。

网购弊处总结 第二九篇

There are many new ways of shopping, and online shopping is one of them.

Online shopping has several advantages. First, you can shop at any time. Second, to shop on the Internet you only need a computer and a mouse. Third, you can compare the prices of the same products and save money. You can also receive it anywhere in the world at any time!

But shopping on the Internet also has some disadvantages. Paying over the Internet isn' t always safe. You can' t see the product or try the clothes on.

I think our life is changing because of online shopping. One day no one will go to the shops any more, because you' ll be able to buy almost anything on the Internet.

网购弊处总结 第三零篇

With the rapid development of the Internet and the increasing needs of goods, online shopping of its convenience is the best choice in our fast-paced life.

When we approach online shopping, our first problem is whether it could guarantee our benefit. In one setting, products bought by us are far away from the description of sellers. They are sometimes of poor quality.

However, it is not the worst matter. There has the way to avoiding such issues that we should keep calm and read ments written by other customers. It is not rational that buy is in haste, repent at leisure. In another setting, our individual information is exposed in the Internet. The exposition may stir our peaceful life into a mess. A cheater will take advantage of our information to open an account and make an overdraft. Money will not be sent to us but a bill will, thus we will be in high debt.

No doubt, there are some leaks of online shopping. But if we are enough careful, wewould enjoy the shopping online.

网购弊处总结 第三一篇

通过问卷调查，南阳理工学院在校大学生的网络购物意识很强，能充分利用当代科技和资源，积极融入当今经济全球化的`潮流，呈现出鲜明的时代特点。大家的网络购物安全意识也不断提高，但也存在着很多网购安全隐患等问题。下面我们来分析这些问题并提出相应的对策。

关键词：大学生 网络购物 安全意识 调查报告 思想道德修养 法律基础

为了了解我校大学生网络购物安全意识，促进我校思想道德修养与法律基础课程工作的完善，我们做了一份“大学生网络购物安全意识”的调查报告。本次调查面向南阳理工学院外语系，计科系，商学系，文法学院，软件学院，国医学院，国际教育学院的学生，共发放问卷一零零份，实际回收有效问卷一零零份。

一、调查基本内容：

（一） 大学生对网上购物的基本认识。

是否有过网购经历 A.有 B.没有 ——

八一% 一九% ——

对网上购物安全性认识 A.安全 B.不安全 C.不清楚

五一% 二二% 二七%

以上数据反映：大学生对过网购经历的占八一%，没有参与过网购的占一九%，大学生认为网购安全的占五一%，不安全的占二二%，对网购安全性认识不清楚的占二七%。这些数据不但揭示了网购在大学生中很受欢迎，而且他们对网购还是比较信任的；而且还说明了近一半的大学生对网购的安全性有一定的疑虑。

调查显示：大部分的大学生都有网购经历，对网购的安全性还比较信任。这说明网购在大学生中很受欢迎，但网购的安全性一定程度上影响着部分大学生的网购经历。

（二） 大学生网购的主要途径和物品（含多选）。

经常使用的网购网站 A淘宝 B拍拍 C.易趣 D其他

八零% 二% 一零% 八%

主要购买的物品 A.服装 B.数码产品 C文化书刊 D其他

五八% 一一% 一五% 一六%

调查显示：在大学生经常使用的网购网站中，淘宝占八零%，拍拍和易趣各占二%，一零%，其他网站占八%。在大学生主要购买的物品中服装占五八%，数码产品占一一%，文化书刊和其他各占一五%，一六%。这表明，大学生经常使用的网购网站总体上趋于一致但又呈现出多样化的特点。所购商品虽然也多种多样但更倾向于服装产品。

以上数据表明：大部分大学生的网购主要集中于当前深受大家欢迎的淘宝网站，这从侧面说明大学生对淘宝网比较信任。同时也说明了大家的安全意识有所强，以主要参与信誉较好的网站网购。

（三）大学生在网购过程中的举措

购物前是否与卖家联系 A每次都联系 B.不经常联系 C根本不联系

四九% 三五% 一六%

网购前是否注意卖家的信誉与评价 A注意 B.不曾注意 ——

八八% 一二% ——

购物时是否购买退运保险 A每次都购买 B偶尔购买 C从不购买

一二% 三六% 四九%

以上数据反映：大学生在网购时每次都与卖家联系的占四九%，不经常联系的占三五%，不过根本不联系的还占一六%，在网购前注意卖家信誉与评价的占八八%，不曾注意的占一二%。部分大学生在网购时很注意卖家的信誉与评价，这其实是依靠一种道德上的约束，这种举措在网购时是值得肯定的 。但大学生在网购时每次都购买退运保险的只占一二%，偶尔购买和从不购买退运保险的却分别占三六%，四九%。这组数据反映出很大的问题。可能大家认为在信誉较好的网站购物再买退运保险是没必要的，这种侥幸心理往往是非法商家价钻取的空子，是不可取的，从这个角度来讲大学生的网购安全存在很大的隐患。

（四）

网购之前是否做好必要的安全措施 A是 B否. ——

七零% 三零% ——

网购时是否索要发票 A.是 B.否 ——

二六% 七四% ——

网购后如何收货 A当面检查后签收 B不检查直接签收 ——

五五% 四五% ——

以上数据反映：在网购之前有七零%的大学生会做好必要的安全措施，也有三零%没有做必要的安全措施，这表示大部分大学生还是注意网购的安全性。在收货时只有五五%的大学生是当面检查后签收，不检查直接签收的占四五%，而网购时索要发票的只占二六%，有七四%的大学生不索要发票。发票是我们运用法律武器维权的重要证据，大部分同学却不重视。很显然，这也与大部分人在网购前做好必要的安全措施相冲突。从这两个相冲突的数据来看，我们大学生应该把该做的安全措施切实落实到位，这样才不至于在我们的权利受到损害时束手无策。

（五）经济条件与购物安全

月生活费是多少时你更倾向于网购 —四零零元 —六零零元 元以上 ——

九% 三七% 五四% ——

网购时的最大消费金额 元 —二零零元 —五零零元 元以上

八% 四四% 三五% 一三%

以上数据反映：月生活费在二零零—四零零元时只有九%的学生才选择网购，在四零零—六零零元时有三七%的学生选择网购，在六零零元以上时有五四%的学生会选择网购。以我们在校大学生目前的大众消费水平在四零零—六零零元，在这个范围内网购群体还是比较小的，从网购的安全性来说，即使没有安全保障只有很小一部分人存在网购安全隐患。另外，每次网购只消费五零元的占八%，五零—二零零元的占四四%，二零零—五零零元的占三五%，五零零元以上的占一三%。从这里来看，网购的的消费金额主要集中在五零—五零零元的范围，这个范围的每次交易金额相对较小，这对于我们防范意识较差的大学生来说也是一种潜在的安全保护。

你是在那个阶段开始网购的 A.小学 B初中 C高中 D大学

一% 二七% 二零% 五二%

你是怎样学会网购的 A自学 B向其他同学请教 C老师的督促 ——

三一% 六八% 一% ——

（六）

调查显示：在小学就开始网购的占一%，这个比例虽很小，从网购安全的角度来说，一名小学生的安全防范意识是很低的，隐患很大。在初中和高中网购的分占二七%、二零%，在这个阶段大家的防范意识相对较强，且能较早的融入当代经济的潮流，还很不错。在大学里网购的就明显较多，占五二%，这也是当代大学生的特点之一，这一阶段大学生的人生经历较为丰富，切有相对的维权意识，使网购的安全性相对提高。大学生自学网购的占三一%，向其他同学请教的占六八%，在老师督促下学会网购的只占一%。在这个过程中，自学的风险可能会大一点，很可能会上当，还是更应该以向其他同学学习为主，能更多的了解网购的弊端，以免上当受骗。 （七）

网上购物时是否有退换货的情况 A.有 B.没有 ——

二八% 七二% ——

商家发错货是你是接受还是换货 A.换货 B.接受 ——

八零% 二二% ——

网购时是否有投诉维权经历 A.有 B.没有 ——

一五% 八五% ——

调查显示：在网购过程中有三零%的大学生有退换货的经历，没有退换货的占七零%，当商家发错货时七八%的大学生愿意退换货，只有二二%的人接受，与此同时只有一五%的大学生有过投诉维权经历，没有投诉维权经历的占八五%。从这三组数据来看，当网购商品有问题时，大部分大学生退换货或投诉维权，但调查数据显示只有一小部分人有投诉维权的经历，这不但说明了大部分商家还是遵循市场秩序、维护社会公德的，还说明了当代大学生的维权意识较高。

二、当前大学生网络购物安全所存在的问题及原因

（一）部分大学生的网购消费水平相对较低。

数据反映，有大部分大学生的网购消费水平在五零—二零零元，消费水平相对较低，部分不法商家会抓住我们大学生这一特点，通常会通过钓鱼式网站使大家落入圈套。这主要基于以下三方面的原因。首先，农村大学生所占比例较大，经济条件相对落后，加之对网购安全防范意识不高，对廉价的商品（如超低价、超低折扣）或中奖很感兴趣，喜欢贪占小便宜，这些大学生往往因为经不住这些诱惑才被商家钓到。其次，部分不法商家缺乏职业道德，为攫取利益不惜走在道德底线的边缘，甚至铤而走险，挑战法律的威严，进而侵害我们的权利。第三，这还是受当代网购现状的影响。“网上购物”，这个逐渐流行于二十世纪的购物方式已经为越来越多的人所接受。其中大部分人可能都有过网上购物的经历。这其中有的也许仅仅想拥有这种体验的感觉，有的可能将此作为一种“知识人士”的标志，有的则可能已将网上购物作为自己日常生活的重要组成部分而取代了传统上街购物的方式。但是，我们在看到网上购物优点的同时更要认清它在现阶段存在的问题，以便尽早地找到解决方案以促进网上购物的良性发展。可以说，现阶段我国消费者对网上购物状况的评价是“痛并快乐着”，而这其中痛的指数要高于快乐指数。“网络法”的课上老师曾放过一个《经济与法》栏目中报道的有关网上购物的案子，讲述了某男几次网上购物的经历，结果是多数时候都不满意，比如一次他买到的光盘与宣传不符，而且还是质量很差的盗版碟。又有一次他花了一元钱淘到的书居然没有标价，而且书上清楚地印着“赠品”两字，他深感受骗，我想大多数参加过网购的都有过这样的感觉。从“一粒沙里看世界”可以看出网购还是不太安全，大多数人对网购存有顾虑，这也就导致网购的消费水平相对较低。

（二）大学生的安全防范意识相对较低。

调查结果显示，每次网上购物都买退运保险的大学生只占一二%，其余的则是偶尔买、甚至就不买。而大学生在网上购物前做好必要的安全措施的占七零%，从这两个数据对比来看，我们大学生并没有真正做好必要的安全措施。退运保险是针对所购买的物品由于质量问题或发错货时将货物退回商家，这其实也是对网上购物的安保措施之一。但是为什么会出现这种情况呢？这主要从三个方面来说。第一，大学生的侥幸心理较重。也许很多学生在网上购物并没有受到不良的影响，就感觉到每次网购时都购买退运保险是一种浪费，以至于在网购时少买、甚至就不买退运保险。这样就给一些不法商家留有漏洞可钻，给自己的网购经历带来麻烦，甚至是自己的权利受到不法侵害而不能得到及时的保护，所以大学生不应该存在这种侥幸心理。第二，从现在网购的模式和流程来看，真正的的网上购物应该说是一种“虚拟市场”，就是大家买了退运保险，其实也已经在受损失了，更何况大家买了退运保险的有时也摆脱不了那些不法商家的算计，真正的权利有时并没有真正的维护，所以就不再买退运保险。其实大多事物的存在都有它的合理性，退运保险的费用与退货相比还是比较小的，从安全与经济的角度来说还是应该买退运保险。第三，从价值观的角度来说。在经济发展较快、社会深刻变革的时代，当代大学生在价值观方面的趋向趋于多元化，思想比较活跃，又加上没有经历过社会上的历练，对社会的了解不是太多，在思想上还不是太成熟，对问题的思考过于感性，因此会有一种对网购中出现的“小事”不在乎的态度，这在一定程度上也影响着大家的网购态度，也就是安全防范意识的问题。

据数据反映，在网上购物时只有二六%的大学生索要发票，七四%的大学生不去索要发票。发票应该说是我们大学生维权的最重要的证据，但为什么那么多的大学生不去索要发票呢？这主要有两点原因。首先，一些商家不愿意向顾客开发票，以此来逃税，而且当他们侵害顾客的权利时，顾客没有证据，他们会有一种“安全感”，所以就不愿意、甚至直接拒绝向顾客开发票。其次，这有很深刻的社会原因。中国人太安于现状，逆来顺受，法律意识淡薄，即使有发票也不愿意给自己添“麻烦”，有时候不要发票还能得到商家的一些“优惠”，这样一来，索要发票的人就更少了。这时如果我们的权益真的受到侵害时，我们该怎么办？没办法。所以我们应该提高我们的防范意识，这不是为别人，而是为我们自己。

（三）对网购的信任度（诚信问题）

调查结果显示，只有五一%的大学生认为网上购物是安全的， 近一半的大学生对网购的安全性不了解、甚至就认为网购不安全。以我看来，大家对网购的信任度才真正决定着今后网购的发展。之所以那么多的大学生多网购的安全性怀疑，主要有一下几个原因。首先，在我国互联网虽然高速发展，但是与互联网相配套的法律法规几乎还是空白，跟不上时代的步伐和时代的要求。目前，网上消费者权益的保障在我国还是一个“盲点”。 用我国现有的法律法规，对网上购物中消费者权益进行保障显得简单、散乱、缺陷很多、可操作性不强等特点。远不能适应网上购物迅速发展所要求的对消费者权益保障的迫切需要。因此，加强对网上购物中消费者权益保障的法律研究和立法、加强对市场的监管力度，给广大的大学生提供一个安定和谐的网购环境已经迫在眉睫了。其次，现在大学生的信息比较畅通，了解到网购受骗的实例比较多，耳染目濡，就渐渐对网购产生一种不信任。诚信问题成为制约我国网上交易发展的瓶颈之一。网络购物由于采取非实物、非现场的购物形式，因此很容易出现物品的实际效果与广告宣传不符的现象。其次，网络上的各种购物网站也是良莠不齐，有些网站专门采取低价诱惑的手段来推销二手货或残次品。同时还有不少人利用网络进行诈骗，不少消费者遭遇汇款后商家不发货的状况。网上购物的售后服务较差，“三包”责任难落实。有时商品出了问题经营者能推则推，就算有售后服务也只是表面应付一下，许多问题根本得不到实质解决。在线投诉渠道也不畅，不能找到投诉处理部门或人员，不能联系到网站，投诉电话或邮件没有人理睬的问题，对网购的信任度自然就低了。

三、对大学生网购安全意识问题的建议与对策

从调查结果来看，南阳理工学院大学生大部分都有网购经历，能够充分利用当代经济、科技发展成果，积极融入当代经济全球化的潮流，跟上时代的步伐。我们在看到可喜的一面时，还应看到我们大学生的网购还存在不少的安全问题，下面我们主要从学校、大学生个人和社会（国家、商家）这三个方面来说一下我们解决问题的对策。

（一）学校教育应在培养大学生的安全防范意识上发挥更大作用。

据调查反映，当代大学生的安全防范意识比较低，不能保证网上购物的安全。学校教育对大学生安全防范意识有一个总的指导方向。大学是我们从学校向社会过渡的一个纽带，这一时期的大学生思想比较活跃，世界观、人生观、价值观还不太成熟，容易受到外界的影响，学校应开展好法律讲座，丰富学生的法律知识，提高学生的法律素养。同时组织“学法、懂法、守法、用法”的普法活动，培养大学生的法律自我保护意识。

（二） 大学生个人也应注意培养自己的安全意识。

据调查结果反映，大部分大学生的安全意识不是很高。在学校的努力下学好自己的法律课程，掌握一定的法律知识，积极融入当代法治社会，敢于在当代的法治社会运用法律武器维护自己的合法权利。我们自身还要有一定的警惕意识，在网上购物前，应注意识别网站的合法备案标志，仔细阅读购物条款，购买时应注意检查商家出示的销售条款中是否包括商品质量保证、责任和有关退换货等售后服务的规定并对购物凭证应妥善保留等。在进行网下支付的，也最好采用货到付款、预付部分货款等方式付款，注意资金的使用安全。银行卡进行网络支付时，应注意：

（一）不要在网吧等公共设备上使用网上支付；

（二）每次支付自己备一份记录，详细记下支付时间、地点、所购物品、是否成功交易等，这样有助于事后的查对；

网购弊处总结 第三二篇

There is no denying the fact that online shopping has been gaining popularity these years. Obviously, it has a number of rewards/advantages. In the first place, it's a convenient way to purchase. People can buy things without going out. In the second place, goods online are usually sold at prices lower than in conventional stores, so we are more likely to buy bargains on the Internet. Last but not least, online shopping offers us a lot more choices of goods since we can browse online stores without the limit of time and location.

Nevertheless, as every coin has two sides, shopping online also has demerits/disadvantages. For one thing, it is hard to tell whether the thing one search in an online shop is fake or not. For another, people can not check or try on the thing they buy until they receive it. An added risk lies with online payment, which hasn' t proved to be secure enough. One' s password may be stolen.

From my point of view, the advantages of online shopping outweigh its disadvantages. We may take advantage of it but we need also take measures to ensure that its disadvantages are reduced to the minimum so that it can serve us in a better way.

网购弊处总结 第三三篇

With the development of e-commerce, shopping online becomes a new way of shopping which is getting more and more popular. Many citizens are likely to shop through internet nowadays.

Generally speaking, shopping online offers lots of advantages with its convenience the most prominent. There are many commodities on the internet where you can search whatever you want. Besides, you just click the mouse can you get all information you want, so that you don' t have to go to the shop personally. In addtition, the commodities on the Internet is usually cheaper than the stores which can save much money.

However, everything has two sides. You can not see the products or check their qualities and some of the sellers on the Internet is not so honest. And, for those who enjoys shopping around different stores, shopping online perhaps will make them bo oring.

In my opinion, shopping online has more advantages than disadvantages, and with the improvement of e-commerce, there will be more people to shop on the Internet.

网购弊处总结 第三四篇

Nowadays, many people choose to shopping online because it's convient.

First, let's talk about some advantages of shopping online. More and more young people prefer shopping online for their shortage of time. They have to work in the daytime and also have to spend a lot of time on rest and entertainment. So they buy the goods online to save the time of walking around in the shop. And if you can't find the goods you want in the physical shop, you maybe buy them online beacause the online stores dispose of a large variety of good.

Of coures, you have to be careful of online shopping. There is a big difference between the post photos and the goods. And you also can't try the clothes nor touch the thing when you browse the web pages. And it may take a lot of time in logistics distribution.

As long as you can make sure that you will not regret for your chosen goods, I think shopping online is a good choice.

网购弊处总结 第三五篇

Recently, online shopping boom and a lift. I also followed the trend of team, had been on the Internet a _cyber addiction_. While looking at web page goods, remind of myself every time shopping experience.

For the first time online shopping experience impressed me the most profound. I decided to buy a pair of shoes in the _taobao_, I opened the _taobao_ and search the shoes, one with a total of more than one hundred pages, I from the first page browsing, there are a lot of colorful, thousands of varieties of tennis shoes, have black, red, blue... I was so absorbed in looking for pink and black and white, and the tall canister boots.

Slowly in the tens of thousands of pairs of shoes, however, to find and time-consuming, and laborious, and demanding! I return to the top of the page, the color of _default_ changed to _pink and black_. I turned over a few pages back, I found a pair of special shoes. I open the web page. These shoes are pink and black, patent leather reflex the light, polished, like the wax, shiny! I looked at the details of this pair of shoes, just have the right shoe size.

Sellers in Beijing and I chat chat, the aunt said is promotion, can offer a sixty percent discount. I immediately took this pair of shoes, because this is my first time shopping, not familiar with the process I was careless to wire the money directly into the hands of the seller. This, my heart is burning, however, thought: _if she doesn't delivery to me? That I don't was swept away by the 'eat'?_ So, I have to open the _ali wangwang, _ said again just now, and the seller, the seller said: _I promise to send the arrival of the goods to you. _ But I think: _the network is virtual, who knows if the seller is real or fake?_

In the next few days, I always have some anxiety, and thought about _taobao_.

On the third day, the door suddenly progressive a package, open on see, is my order that pair of sneakers. Under it, the big stone in my heart finally left, the joy of the heart is really wonderful. After the joy, lost in thought again: _thanks to this honest seller, if meet with dishonest seller, is it not finished?_

Through this experience, I felt the further the advantages and disadvantages of online shopping. Online shopping in addition to saving our shopping time. And the price is cheap. We can get the thing that oneself like, effortless wide choice, convenient, save money, save time and energy. But also have to think about some questions: first, what we choose to pay the money was not the arrival of the goods? Also, whether the quality of our selected items will really like described in the platform website? Out of the various problems and application of how to solve?

I think, online shopping has both advantages and disadvantages, it can't replace everything, all kinds of ways, only mutual confluence, to achieve the real meaning of shopping.

网购弊处总结 第三六篇

With the development of technology, online shopping has bee popular in people' s daily life. As many of us might have witnessed, more people are buying products through the Internet. And to facilitate online purchase, stores provide pictures of their products together with other illustrations on the websites. Besides, online products range from small items such as clothes and books to large ones like puters.

Undoubtedly, online shopping has brought us many conveniences. Yet its potential dangers to the consumer could not be ignored. One possible risk is that consumers might not get the exact product they want because the information provided might not be enough or reliable. For a simple example, a consumer who wants to buy a pair of shoes might end up getting a pair with desired style but unfit sizes. After all, people have to try themselves when buying clothes or shoes. Moreover, if consumers do not pay attention to the credibility of online stores, they might get cheated.

Therefore, consumers should firstly be aware of the credibility of an online store. Secondly, people should not jump on the bandwagon because not all online shopping brings about convenience. Instead, they have to make their own judgment as to the kind of products that could be bought online. Thus, they could avoid possible trouble caused by inadequate or inaccurate information provided by an online store.

网购弊处总结 第三七篇

With the development of the Internet and the popularization of computers, shopping on the Internet has become a commonplace in our life. Here consumers can buy almost everything they need. Shopping on the Internet has a lot of advantages, of which the most important is perhaps its convenience. People don't have to waste a lot of their energy and precious time to go from one shop to another to choose the commodities they like. This is especially desirable to the old, the sick and the busy people who cannot go to the shops in person. The goods come in all shapes, sizes and colors on the Internet. All they need to do is to sit in front of their computers and click the mouses.

The commodities they order will be delivered to them promptly. However, shopping on the Internet also has its disadvantages. The first disadvantage is that the consumers can't see the goods or try them on personally. Sometimes, the real goods may not be the same as what they have seen on the computer. The second disadvantage is that some shops on the Internet are not registered. They will never deliver anything to you after they get the money from you. Once cheated, you will find that you have nowhere to go to complain.

网购弊处总结 第三八篇

Recent years, online shopping is becoming a part of people' s life, especially the young. People prefer to shopping online basic on they can buy everything without go out to the real shop which will cost a lot of time and make people tired.

To be honestly, I always shopping online. The reason was that my school was far away from the center of city. It was quite sad that I had been cheat through the ueality world. It also has many times that the product is not the style or color which I saw in the Internet. And all this phenomenon will cause some inconvenient.

In short, just like every coin has two sides, we should be careful when we shopping online. Making good use of it' s advantage to make our life convenient.

网购弊处总结 第三九篇

您好，感谢您百忙之中抽出时间来帮我们做这份问卷。对您的信息，我们将严格按照《统计法》予以保护。

年级：

性别：

PS：请同学在所选项的号码上画个圈，谢谢

一、你平均大约多长时间会去逛购物网站一次。

（一）一天一次或多次（二）每二—七天一次（三）每半月一次

（四）每月一次（五）两三月一次（六）半年更长时间一次

二、如果进行网购，网购大概会占据你当天多少上网娱乐时间（非学习的上网时间）？

（一）多于一半（二）大约一半（三）少于一半

三、是否发现自己逛淘宝、京东等购物网站的时间越来越长。

（一）是（二）否

四、有没有人告诉过你，你在网购方面花费了很多时间。

（一）有，很多（二）有，一两个（三）没有

五、你是否知道过度购物的严重后果？

（一）知道（二）不知道

六、你怎样看待网购？（可多选）

（一）是消遣和缓解压力的有效途径（二）是打发时间的有效方法

（三）省钱省事（四）无所谓

七、购物后你是否会感到后悔？

（一）经常会（二）偶尔会（三）不会

八、你是否曾多次努力控制、减少网购时间，有没有成功？

（一）有过并成功了（二）有过但没有成功（三）没有控制过

九、你是否每次退出网购页面时，又不自觉地想再进去逛逛。

（一）每次都是（二）经常这样（三）有过几次，但不多（四）从没有过

一零、会不会因为想要继续进行网购而懒得去写作业、复习功课。

（一）很常见（二）有过，但不多（三）基本没有（四）完全不可能

一一、有没有过在上课时或自习时思考要在网上买什么样的东西？

（一）有过，并且有好过次了（二）有，很少（三）没有过

一二、是否会因为网购而在熬夜，减少睡眠

（一）有，经常（二）有，很少（三）没有

一三、比起实体店，更愿意在网上进行购物

（一）是（二）否

一四、当你在实体店购物时，会不自觉的将其与网购进行比较，并觉得网购更好一些。

（一）会比较且更喜欢网购（二）会比较但不会觉得网购好一点（三）不会

一五、会不会因为网购而感到生活拮据。

（一）经常会（二）偶尔会（三）完全没有过

一六、请在所选相对应的表格中打钩。

非常感谢你的热情参与，祝你学习进步、生活愉快！

网购弊处总结 第四零篇

一、背景

互联网和通信技术的高速发展，使电子商务迅速普及。凭借互联网无地域限制的优势，消除了产品、服务供应商和需求者之间地点与距离相关的障碍，我国经济正逐渐成为以互联网、通信技术为基础的新经济。

现在越来越多的人为了方便节约时间，网上购物越来越贴近人们的生活。b二c、c二c模式在降低运营成本、方便快捷等方面的优势，大大降低了企业和个人的行业进入门槛，一时间网商如雨后春笋般纷纷涌现。网络购物的兴起，正悄然改变着社会的商业结构和生活方式。网上购物已经从当时雾里看花遥不可及的状态，变成了当今最火爆，最适合上班族、年轻族群购物口味的一种购物方式。网上购物已经慢慢地从一个新鲜的事物逐渐变成人们日常生活的一部分，冲击着人们的传统消费习惯和思维、生活方式，以其特殊的优势而逐渐深入人心。大学生作为对网络最敏感的人群，他们对网上购物行为接受很快，是未来购物市场上的潜在用户。

二、调查目的

这次大学生网上购物调查研究目的是研究大学生网上购物行为并对其进行分析，了解当代大学生对网络购物的消费态度，正确指导大学生网上购物消费行为，以及未来对网购发展潜力的期望。

三、调查对象和方法

一、调查对象:x院学生。

二、资料收集方法:采用问卷调查方法调查。发放《大学生网上购物调查问卷》，了解了大学生上网购物的基本情况。

本次调查实际发放问卷二零零份，回收问卷二零零份，有效问卷一七六份，有效率八八%。

四、调查结果及其分析

一、大学生网上购物潜力巨大。

通过本次调查显示，有网上购物经历的大学生占六八%。而没有网上购物经历的大学生，其中只有的人没有浏览过购物网站。不难看出大学生在网上购物的市场潜力是巨大的!说明大学生对网上购物这一行为能够接受，并且接受的比较快。

二、大学生网购群体特征：性别特征。

调查结果显示，有六八%的大学生有网购经验，而其中女生网购群高于男生。女生对于购物的欲望更为强烈，对美更为追求，女生对服饰等较为热衷，而男生则相对倾向于电子产品。

三、网购原因分析

(一)、 网络中的商品比较丰富。相比现实社区活动区域的局限性, 网络作为虚拟的社区,有“无限”的空间和领域,在这个“无限”的空间中人们可以通过网络商店来寻找自己想要购买的商品和服务。网络虚拟社区空间的无地域、无国界的特点,导致网络购物也突破了地域、国界的界限,使消费者可以通过网络购买到自己生活的社区难以买到的商品。 (二)、 网络中商品价格相对低廉。

在网络中出售的商品通常要比传统商场的商品价格低一些,调查数据显示,学生比较关注的几种商品,服饰是折扣最大的,能达到五零%以上;其次是电子产品,平均折扣在四零%;折扣最小的是书籍,一般只便宜二零% - 三零%。网上中的商品低价的原因就在于网络可以省去传统商场无法省去的一些费用,例如场地租金、员工的工资等。因此网络商品的附加费用比较低,商品的价格也就低了。低廉的价格正是吸引大学生这个“纯消费”群体乐意参与网络购物的重要原因。

(三)网络购物的快捷便利。

快递公司的迅速发展,促使了网络购物的繁荣。现在的快递公司不仅仅局限于传统的邮局,新出现了很多快递机构,例如宅急送、申通快递、圆通快递、中通快递、天天快递等等。这些快递公司的出现加速了网络购物的发展,使网络消费变得更加便利和快捷。一个方面减轻了商店的促销和分销的压力,另一方面也方便了消费者购物。消费者只需在网上挑选商品,剩下的事情就由商家和快递公司来完成,无需消费者亲自到商店中购买。而且网络商店二四小时的开放,更大程度上方便了顾客,不会受到营业时间的限制,大学生更适应这种新式的购物方式。

(四) 网络购物的群体认同感。

网络购物作为一种新兴的购物方式,从它的兴起到慢慢成熟, 网络购物人数在不断的增加。但由于网络购物的限定性, 网络购物的消费者相对而言还是少数,人们对网络消费还是感觉很新奇, 网络购物者也会把自己同其他群体分离开来,形成一个特殊的`群体。特别是大学生,个性使他们更喜欢“标榜”自己,从而更加注重网络购物所带来的特殊群体的认同感。

五、网购过程中存在的问题

一、网上商家的信誉问题

由于商品交换是经由网络这种无形的媒介来流通，不可避免的就会出现一些不法商家利用网络的弱点及人们对网上购物的不充分了解做一些违法的勾当，对消费者的利益造成危害。所以，受到传统的消费观念影响的人们宁愿到传统商场去购物。

二、网上购物的支付方式问题

目前银行卡支付仍在一定程度上制约着网络购物的发展，通过网络进行购物的同学，很多人愿意选择银行卡支付的方式。但由于提供银行卡支付的商家要向银行支付一定的费用，所以对于利润很低的商品，商家就有可能无利可图，因此，商家就不愿意或者禁止客户在网上通过银行卡支付方式来购买这些商品。再者是网络安全问题。在网络购物中，大学生对网络安全也有很大担忧，诸如个人信息、交易过程中银行账户密码、转账过程中资金的安全等问题。所以建议大家选用货到付款的方式来支付。

三、商品信息问题

由于购买者对网络上的商品的了解只能通过图片和文字描述来完成，而有些商家对商品的描述语言模棱两可，容易使人对商品的认识产生歧异。当购买者根据自己的理解完成网络购物交易，拿到商品后，就会投诉商品与自己订购的不一致。而且与传统购物相比，网络购物退换商品是一件相对麻烦和有成本风险的事情。另外尽管商品信息发布很快，但商品不能及时到位。很多商品信息上网后，购买者能够看到，却无法立刻购买到，这主要是因为信息在网上发布，但是供货商仍然是传统企业。传统企业的商品配送无法和互联网信息同步，所以会产生信息快于商品的现象。

四、商品的配送问题

传统购物一般是在选好商品后，就可以直接付费拿走，而网络购物就需要一个订货后的等待过程。所以目前社会上出现了很多物流公司，他们在为网络购物者送货上起到了很大的作用。在目前的商品配送上，就同城配送而言，最快的一般需要一个小时，最长的则需要两天时间。如果购买者需要的东西很急，网络购物一般就不适合。

网购弊处总结 第四一篇

We talked about the advantages and disadvantages of internet shopping these days. Some students think it's very convenient for us to go shopping on the internet. The shops on Internet, for example taobao. com, 三六零buy. com are open for almost 二四 hours a day, so we can buy something we want at any time if we like. What's more, we needn't to wait in a queue.

However, some students disagreed with them. We can't see the things while we are shopping. So we are not sure whether they are good or not Besides, we can't enjoy the happiness of shopping with our friends.

网购弊处总结 第四二篇

Nowadays with the ever rapid development and increasing popularity of the information technology, shopping on the internet has been a fashion especially among the youngsters.

Online shopping has made our daily life more convenient and comfortable. For example, shopping on the internet can save students a great deal of time on the way between home and store, so they would be able to concentrate more time and energy on their academic work. The internet has shorten the distance between manufacturers and consumers and thus we can even buy goods in other countries. On the other hand, lack of the face to face deal makes online shopping less reliable and trustworthy. What' s more the delivery will increase the risk of items' damage.

In my opinion, shopping on the internet is a irreversible trend. More and more people will be accustomed to it. It will be much more popular in the near future. And at the same time we should take some measures to make it perfect.

网购弊处总结 第四三篇

Nowadays, internet has made much large change. More and more people don' t go out. If people need some things, they would shop online.

There is no doubt that shopping online can save much time and energy. People only sit aside a computer and press mouse constantly. Then, the wares will be sent to home. Of course, the price may be lower than store' s. Every coin has two sides. Shopping online means that people can' t touch the goods after they pay for it. So good quality needs luck. People who like shopping online enjoy themselves when they run over the photos of goods. And other people are happy with going window-shopping well.

In a word, shopping online is not only a way of shopping but also a style of life. It is imaginable that the beneficiaries are the man who don' t want to be company with woman.

网购弊处总结 第四四篇

With the development of new technology, the internet is playing a more and more important role in our daily life. It changes our life greatly. For example, firstly, we can buy whatever we like on the internet. If you don't want to buy clothes in the mall, you can go shopping just by surfing the net, and there are many kinds of clothes on taobao website. Doesn't it wonderful! Secondly, we can chat with friends on the internet. If you don't know the homework, you can ask you classmates by QQ. What's more, QQ is for free to all people who use it. Thirdly, we can get a lot of information on the internet. If we can't figure out a math problem. We can start our computer and google it.

To sum up, the internet can do good to our study and life, but it can do bad to us too. for instance, some students spent a great many of time and money playing computer games. They forget to do their homework and copy other's before going to school. In addition, the information on the net are not all good to us. we are exposed to unhealthy things as well.

网购弊处总结 第四五篇

题目要求：

Shopping on the internet

一、现在流行网上购物

二、网上购物的利弊

三、我的.看法

参考范文：

Nowadays with the ever rapid development and increasing popularity of the information technology, shopping on the internet has been a fashion especially among the youngsters. Online shopping has made our daily life more convenient and fortable. For example, shopping on the internet can save students a great deal of time on the way between home and store, so they would be able to concentrate more time and energy on their academic work. The internet has shorten the distance

网购弊处总结 第四六篇

At present, online shopping is getting more and more popular. It has both advantages and disadvantages. On the one hand, it really brings us convenience and helps us save a lot of time. Not only can we buy things without going out, but also buy things at a lower price.

On the other hand, online shopping is not good because we can' t see the products. Sometimes we may get cheated. In my opinion, I prefer to shop online. Because this kind of shopping is both convenient and cheap.

It' s a good way to save money. AndI believe more and more people will choose this way to shop.

网购弊处总结 第四七篇

如今， 网购已经成为人们的热门购物方式之一， 出门购物已经成为一种休闲时的散步。

Today, online shopping has become one of the most popular way of shopping, shopping has become a leisure walk.

网购的优点有很多。它可以在家“逛商店_， 订货不受时间、地点的限制。它获得较大量的商品信息， 可以买到当地没有的商品。它从订货、买货到货物上门无需亲临现场， 既省时又省力。综上可以看出， 网上购物突破了传统商务的障碍， 无论对消费者、企业还是市场都有着巨大的吸引力和影响力， 在新经济时期无疑是达到“多赢_ 效果的理想模式。

There are many advantages of online shopping. It can _shop_ at home, and orders are not limited by time and place. It has a large amount of commodity information, can buy local goods. It from the order, to buy goods to the door without going to the scene, both time-saving and labor-saving. As can be seen, the online shopping break through the barriers of traditional business, both for consumers, enterprises still have significant market appeal and influence in the new economic era is undoubtedly the ideal model to achieve _win-win_ effect.

但是， 网购还有许多缺点。网购只能是看到照片， 到货物真的到达手里， 会感觉和实物有不一样， 这就不如在商场里买到的放心。网络支付不安全， 可能被偷窥， 密码被盗。而且 收货太慢， 尽管现在EMS的.速度已经比以前的邮寄快了不知多少倍， 毕竟买家还是要等上几天。网购也不能和亲戚朋友一起体会逛街闲聊的悠闲。

However, there are many disadvantages of online shopping. Online shopping is only to see photos, to the goods really arrive in the hands, will feel and kind is not the same, it is better to buy at the mall at ease. Network payment is not safe, may be peeping, passwords stolen. And receiving too slow, although the speed of EMS has been faster than the previous mail do not know how many times, after all, buyers still have to wait a few days. Online shopping can not be together with relatives and friends to experience the leisurely chat shopping.

我认为网购不比逛街好， 应该减少网购或加强网购的安全性。

I think online shopping is not better than shopping, should reduce the security of online shopping or online shopping.